{"id":3342,"date":"2023-02-17T09:00:00","date_gmt":"2023-02-17T08:00:00","guid":{"rendered":"https:\/\/pkv-welt.de\/?p=3342"},"modified":"2024-03-23T07:37:15","modified_gmt":"2024-03-23T06:37:15","slug":"krankenhaustagegeld","status":"publish","type":"post","link":"https:\/\/pkv-welt.de\/krankenhaustagegeld\/","title":{"rendered":"Krankenhaustagegeld: Definition &#038; Erkl\u00e4rung"},"content":{"rendered":"\n<p>Das Krankenhaustagegeld kann generell wie eine Art <strong>Taschengeld <\/strong>gesehen werden, das versicherte Personen <strong>f\u00fcr jeden Tag, den sie im Krankenhaus verbringen <\/strong>m\u00fcssen, erhalten. Zum einen l\u00e4sst sich aus dem Krankenhaustagegeld die Zuzahlung der t\u00e4glichen 10 Euro beim Krankenhausaufenthalt leicht begleichen. Wof\u00fcr das Geld weiterhin ausgegeben wird, ist nicht an Regeln gebunden.<\/p>\n\n\n\n<p><strong>Gesetzlich Versicherte<\/strong> haben grunds\u00e4tzlich kein Krankenhaustagegeld mitversichert. Auch in den <strong>Standardtarifen <\/strong>der PKV ist ein Krankenhaustagegeld kein fixer Bestandteil. In beiden F\u00e4llen kann aber \u00fcber eine private Versicherung das Krankenhaustagegeld zus\u00e4tzliche versichert werden. Dar\u00fcber hinaus bieten private Versicherungsgesellschaften das Krankenhaustagegeld durchaus in einigen <strong>Premium-Tarifen<\/strong> bereits eingebunden an.<\/p>\n\n\n\n<p>Wichtig zu wissen ist f\u00fcr Versicherungsnehmer, dass das Krankenhaustagegeld <strong>nur ein Teil der Absicherung im Krankheitsfall<\/strong> ist. Denn neben dem Krankenhaustagegeld sind ebenfalls eine <strong>Krankenhauszusatzversicherung <\/strong>sowie eine <strong>Krankentagegeldversicherung<\/strong> <a href=\"https:\/\/pkv-welt.de\/pkv-sinnvoll\/\" data-internallinksmanager029f6b8e52c=\"98\" title=\"Erfahren Sie f\u00fcr wen die PKV sinnvoll ist &amp; Vor- und Nachteile\">sinnvoll<\/a>. Welche M\u00f6glichkeiten bestehen und welche f\u00fcr die individuelle Situation interessant sind, erkl\u00e4rt der Fachmann.<\/p>\n\n\n\n<p><strong>Weitere Beitr\u00e4ge<\/strong><\/p>\n\n\n\n\t\t\t<div class=\"wp-block-uagb-post-grid uagb-post-grid  uagb-post__image-position-top uagb-post__image-disabled uagb-block-7635cd7c     uagb-post__items uagb-post__columns-3 is-grid uagb-post__columns-tablet-2 uagb-post__columns-mobile-1 uagb-post__equal-height\" data-total=\"39\" style=\"\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"uagb-post__inner-wrap\">\t\t\t\t\t\t\t\t<span class=\"uagb-post__title uagb-post__text\">\n\t\t\t\t<a href=\"https:\/\/pkv-welt.de\/pflegebeduerftigkeit\/\" target=\"_self\" rel=\"bookmark noopener noreferrer\">Pflegebed\u00fcrftigkeit: Definition &#038; Erkl\u00e4rung<\/a>\n\t\t\t<\/span>\n\t\t\t\t\t\t<div class='uagb-post__text uagb-post-grid-byline'>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"uagb-post__inner-wrap\">\t\t\t\t\t\t\t\t<span class=\"uagb-post__title uagb-post__text\">\n\t\t\t\t<a href=\"https:\/\/pkv-welt.de\/wartezeit\/\" target=\"_self\" rel=\"bookmark noopener noreferrer\">Wartezeit in der PKV: Definition &#038; Erkl\u00e4rung<\/a>\n\t\t\t<\/span>\n\t\t\t\t\t\t<div class='uagb-post__text uagb-post-grid-byline'>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"uagb-post__inner-wrap\">\t\t\t\t\t\t\t\t<span class=\"uagb-post__title uagb-post__text\">\n\t\t\t\t<a href=\"https:\/\/pkv-welt.de\/ergaenzungstarif\/\" target=\"_self\" rel=\"bookmark noopener noreferrer\">Erg\u00e4nzungstarif in der PKV: Definition &#038; Erkl\u00e4rung<\/a>\n\t\t\t<\/span>\n\t\t\t\t\t\t<div class='uagb-post__text uagb-post-grid-byline'>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"uagb-post__inner-wrap\">\t\t\t\t\t\t\t\t<span class=\"uagb-post__title uagb-post__text\">\n\t\t\t\t<a href=\"https:\/\/pkv-welt.de\/zusatzbeitrag-krankenkasse\/\" target=\"_self\" rel=\"bookmark noopener noreferrer\">Zusatzbeitrag Krankenkasse: Wer muss ihn zahlen &#038; welche Rechte Sie haben<\/a>\n\t\t\t<\/span>\n\t\t\t\t\t\t<div class='uagb-post__text uagb-post-grid-byline'>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"uagb-post__inner-wrap\">\t\t\t\t\t\t\t\t<span class=\"uagb-post__title uagb-post__text\">\n\t\t\t\t<a href=\"https:\/\/pkv-welt.de\/belegbett-pkv\/\" target=\"_self\" rel=\"bookmark noopener noreferrer\">Belegbett-PKV: Definition &#038; Erkl\u00e4rung<\/a>\n\t\t\t<\/span>\n\t\t\t\t\t\t<div class='uagb-post__text uagb-post-grid-byline'>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"uagb-post__inner-wrap\">\t\t\t\t\t\t\t\t<span class=\"uagb-post__title uagb-post__text\">\n\t\t\t\t<a href=\"https:\/\/pkv-welt.de\/hoechstrechnungszins\/\" target=\"_self\" rel=\"bookmark noopener noreferrer\">H\u00f6chstrechnungszins: Ma\u00dfgeblicher Zinssatz in der privaten Krankenversicherung<\/a>\n\t\t\t<\/span>\n\t\t\t\t\t\t<div class='uagb-post__text uagb-post-grid-byline'>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t","protected":false},"excerpt":{"rendered":"<p>\u00dcber das Krankenhaustagegeld wird dem Versicherungsnehmer ein im Vorfeld vereinbarter Betrag f\u00fcr jeden Tag, den er im Krankenhaus verbringt, ausgezahlt.<\/p>\n","protected":false},"author":4,"featured_media":6544,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"1080","_uag_custom_page_level_css":"","footnotes":""},"categories":[43],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Krankenhaustagegeld: Hintergr\u00fcnde &amp; Infos - PKV Welt<\/title>\n<meta name=\"description\" content=\"Hintergr\u00fcnde \u00fcber das Krankenhaustagegeld: \u2713 Was steckt dahinter? 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