Recommend
You tell someone you know about PKV-Welt. The person you recommend enters your name in the form on this page.
Your referral: we reward you for recommending us
Are you happy with our advice and know someone for whom private health insurance is a topic? Then recommend us. If your referral leads to a signed contract, you receive €250.
The PKV-Welt referral program
4,96 · 235 reviews How the referral works
Check
We call within two working days and check two things: whether the person can be insured and whether private health insurance is the better choice for them.
Receive your bonus
If a contract is signed, we transfer €250 to you. If the person is better off staying in statutory health insurance, we say so, and no money is paid.
How our referral program works
Most of our clients come to us through referrals. Our referral program is our way of saying thank you. For every referral that leads to a signed contract, we pay €250 to the person who made the recommendation. There is no limit on the number of referrals.
Your role as a referrer is simple: you make the contact. We take care of the advice, the check of the requirements and the application. For the person you recommend, our advice is free of charge, as for every client. They receive no bonus and no premium advantage. Their plan costs exactly the same as without a referral.
Before every consultation, we clarify two things. First, whether the person can be insured, through an anonymous risk enquiry, so that no rejected application ends up on file. Second, whether private health insurance is the better choice for the person at all. If statutory health insurance is a better fit, we say so. Then there is no contract and no bonus, but a recommendation that did the person no harm. What speaks for private health insurance and what speaks against it is explained under who private health insurance suits.
Were you recommended to us?
Enter your contact details here and the name of the person who recommended you. We will get in touch with you.
- We first check whether the person can be insured and whether private health insurance is the right fit. If someone is better off in statutory health insurance, we say so. Then no bonus is paid.
- The €250 bonus goes to the person who made the recommendation once the contract is signed.
- Your details are sent to our advice team and are not stored on the web server. Privacy policy
Thank you, we have received your details.
We will call you within two working days. If you need us sooner, call +49 521 9779 8232.
Frequently asked questions about referrals
When does a referral count as successful?
When the person you recommended signs a private health insurance contract after our advice. A consultation alone is not enough.
Who receives the bonus?
The person who made the recommendation, after the contract is signed. Nothing changes for the person who was recommended. Our advice is free of charge for them, as for every client. They receive no bonus and no discount, and their premium is identical with or without a referral.
What happens if statutory health insurance is the better fit?
Then we say so clearly. If someone is better off in statutory insurance because of their family, an uncertain income or certain pre-existing conditions, we do not recommend private insurance to them. In this case, no bonus is paid.
How do you handle the data?
The details from the form are sent by email to our advice team. They are only used to contact the person and to assign the referral. We do not store them on the web server. Health information does not belong in the form. We clarify it in the consultation.