More than 15 years of experience
We answer your questions on legal and health matters from many years of practice.
The independent experts of PKV-Welt
We are independent specialists in private health insurance. Fair, honest and at your side for the long term.
- Specialized exclusively in private health insurance
- Fair, honest and at your side for the long term
- All insurers compared for you, independent of any provider
Trust comes from specialization
Why thousands of clients handle their private health insurance with us.
Thousands of clients supported
We have evaluated countless sets of health questions and supported people on their way into private health insurance.
100% focus on private health insurance
Not tied to any insurer. We compare the market and recommend what suits you.
The PKV-Welt team
Behind PKV-Welt are the founders Tim and Sandra Bökemeier and a team for advice, administration, IT and marketing.
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Tim Bökemeier
Private health insurance expert and founder
LinkedIn -
Sandra Bökemeier
Client management and founder
LinkedIn -
Ariane
Client service and administration
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Frederike
Client service and administration
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Thorsten Pinnow
Expert in plan optimization
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Jan Felsmann
Expert in plans for civil servants
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Max
Business consulting and marketing
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Andreas
IT and website
Independent, professional and holistic advice
Our goal is the best result for you. We are independent and not tied to any insurance company. This is why we compare all insurers free of charge and independent of any provider, and recommend the plan that suits your situation.
When our clients switch from statutory to private health insurance, they save a noticeable amount each month on average. We recommend plans with good long-term premium stability, so that the switch also pays off over the years.
Our advice is not only about savings. It is about the whole picture. We think about your cover from your working life into retirement, and we are there for you at any time after you sign the contract.
Featured in leading trade media
The story behind PKV-Welt
Told by founder Tim Bökemeier: from his first contact with private health insurance to today's independent advice.
- 2011
Private health insurance advice in a bank
Tim Bökemeier first came into contact with private health insurance during his training as a bank clerk. A bank works with only one insurer. An independent market comparison was not possible. That is exactly what he wanted to change.
- 2017
PKV-Welt is born
In 2017, Tim Bökemeier founded PKV-Welt with the aim of building an advice concept for different professional groups. His partner and now wife Sandra contributed her experience in sales and administration and took over client service.
- 2018
The 50th client
In the very first year, we supported 50 people on their way into private health insurance. Our clients' referrals encouraged us to offer advice across Germany.
- 2020
PKV-Welt goes online
We did not want just any website. We wanted a place where people can inform themselves independently. Max joined us as an expert in user guidance, content and online marketing.
- 2022
We grow and get better
With more colleagues, we expanded IT, design and content. Step by step, we came closer to our goal: to create the best information platform on private health insurance.
- 2023
More areas of advice
Demand for plan optimization and advice for civil servants grew. We brought two specialists on board: Thorsten Pinnow for plan optimization and Jan Felsmann for plans for civil servants.
- Today
The story continues
A website is never finished. We keep working on better content, clearer explanations and new tools for our clients.
What our clients say
Real reviews from clients we have supported on their way into private health insurance.
235 reviews on ProvenExpert and 5/5 on Google.
Contact our experts
Get all your questions answered, free of charge and without obligation.
Talk to an expert
Personal advice from our specialists. Response time: under 24 hours.
Direct contact
Switching to private health insurance is probably not advisable for you.
From the age of 55, admission to private health insurance is often possible only with restrictions. A late switch can also mean higher premiums.
It matters to us that a switch pays off for you in the long run. That is why we do not recommend a consultation when your answers already show that the conditions are rather unfavorable.
Not sure, or want to correct your answers? Feel free to contact us. We will help you assess your situation.
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