Expert tips

Address, formats and team of our advice at a glance.

01

Based in Bielefeld

Dornberger Str. 37a, 33615 Bielefeld. Personal advice by appointment only, a spontaneous visit is not possible. You can book appointments directly on this page.

02

Advice across Germany

You can reach us by phone at +49 521 9779 8232. Video consultations via Zoom after booking an appointment, email for written enquiries in advance.

03

Our recommendation

If you live in Bielefeld, we recommend a personal appointment at our office in Dornberger Str., because talking face to face with your documents at hand makes complex decisions much easier.

04

Specialized since 2017

Not a generalist broker. We advise exclusively on private health insurance, from comprehensive health insurance through plan optimization to civil servant plans and career starters.

05

A team of ten specialists

Founder Tim Bökemeier and a team of ten specialists divide the advice by topic and expertise, including dedicated experts for civil servant plans and plan optimization.

Contents
  1. In person or online
  2. Consultation formats
  3. Specialization
  4. Getting here
  5. Documents
  6. Civil servants and self-employed
  7. Duration and cost

Free first consultation

A no-obligation review of your situation, personal and independent.

How does the consultation work? →

We are an insurance broker firm specialized in private health insurance, based at Dornberger Str. 37a in Bielefeld. Consultations take place in person at our office or across Germany by phone, video and email, always by appointment.

Advice in person and across Germany in detail

Does a consultation in Bielefeld have to take place in person?

A consultation with an insurance broker in Bielefeld does not have to take place in person. We recommend the in-person format mainly for complex situations with extensive documents. For simpler matters, a video consultation is often more practical and saves time. Clients from across Germany find the online consultation just as structured as one in person. A spontaneous visit without an appointment is not possible, we work by appointment only.

Which consultation formats are available?

Our advice in Bielefeld is available in four formats.

In person in Bielefeld: Dornberger Str. 37a, 33615 Bielefeld. Personal appointments by arrangement, bookable directly on this page or by phone. There is parking nearby, and the office can be reached by light rail and bus.

Phone: You can reach us across Germany at +49 521 9779 8232, for first consultations, questions and follow-up appointments.

Video: The Zoom link follows automatically after you book an appointment. For clients across Germany this is often the preferred format, because there is no travel to the office and documents can be shared digitally.

Email: For written enquiries in advance and for arranging appointments.

How specialized and experienced is PKV-Welt?

We were founded in Bielefeld by Tim Bökemeier in 2017 and have focused exclusively on private health insurance ever since. There is no parallel business with life insurance, car insurance or household contents insurance. This focus is the core argument for our advice approach. If you work only on private health insurance, you know plan differences, health questions and the risks of rejection better than a generalist broker.

The team consists of ten specialists with different areas of focus. Civil servant plans, plan optimization under § 204 VVG, managing the health questions and client support are divided among individual advisors. So far we have looked after over 3,800 clients and submitted more than 5,000 applications with health questions to insurers. This is not a marketing promise. It is the basis for judging which insurers tend to accept applicants with which health situations.

On ProvenExpert we hold 4.96 out of five stars from 235 reviews (as of 11/2026). Tim Bökemeier is quoted as an expert on private health insurance in trade media such as AssCompact and DAS INVESTMENT.

How do I reach you and how do I get to the office?

Our address in Bielefeld is Dornberger Str. 37a, 33615 Bielefeld. The office is within the city and can be reached by car and by public transport. There is parking in the immediate area, and we will tell you the nearest stops on request.

Appointments take place during business hours from Monday to Friday. For working people, evening appointments are possible by arrangement. For urgent matters, we can be reached at the weekend on request. Spontaneous visits without an appointment are not possible. The booking calendar on this page shows the free times automatically.

Which documents should I bring to the consultation?

Helpful are current salary or income statements, a list of existing pre-existing conditions and, if available, recent medical reports. If you are still in statutory health insurance, bring the latest contribution statement from your statutory health insurance fund. We will send you the exact list of documents before the appointment.

Do you also advise civil servants and self-employed people in Bielefeld?

Yes. We advise civil servants on civil servant plans and self-employed people on comprehensive health insurance in the private system. Both groups have their own specialists in the team. Outside Bielefeld, advice for civil servants and self-employed people is possible by video appointment.

How long does a first consultation take and what does the advice cost?

A first consultation usually takes 30 to 60 minutes, depending on how complex the situation is. For simpler matters, such as a switch after exceeding the Jahresarbeitsentgeltgrenze JAEG · JahresarbeitsentgeltgrenzeThe annual income threshold in Germany. Employees who earn more than this per year may leave statutory health insurance and switch to private health insurance.More about JAEG →, it can be shorter. For family situations or pre-existing conditions, more time is advisable. The advice is free of charge. We receive a commission from the insurer when a plan is taken out. The premium with the insurer is identical to buying directly, because the commission is already included in the plan calculation.

Contact our experts

Get all your questions answered, free of charge and without obligation.

Talk to an expert

Personal advice from our specialists. Response time: under 24 hours.

The PKV-Welt team: Tim and Sandra Bökemeier
Direct contact

Please answer three short questions about the person who is to be insured.

Currently insured
Occupation

Switching to private health insurance is probably not advisable for you.

From the age of 55, admission to private health insurance is often possible only with restrictions. A late switch can also mean higher premiums.

It matters to us that a switch pays off for you in the long run. That is why we do not recommend a consultation when your answers already show that the conditions are rather unfavorable.

Not sure, or want to correct your answers? Feel free to contact us. We will help you assess your situation.

 

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